Dove4homes's blog

2181 Austin Creek Rd. Jacksonville, FL Short Sale priced approved! 140,000....

2181 Austin Creek Rd. Jacksonville, FL is a price approved short sale home at $140,000. This home features over 3,000 square feet of spacious living. There are 4 large bedrooms, 3 and 1/2 bathrooms, formal living and dining rooms, and a spacious family room.

This home is available for down payment assistance programs. To see if you qualify kimsellsjax@gmail.com.

$55,000!!!! 2717 Columbine Drive, Jacksonville, FL;32211 Reduced!!!!!!!

2717 Columbine DR North , JACKSONVILLE , FLORIDA ; 32211 Reduced!!!!! This is a great piece of Jacksonville, FL real estate and priced to move at $55,000.

This is a perfect starter or investment property on a beautiful tree lined street. This would certainly be a great home for a first time homebuyer also. Conveniently located in the Arlington area and close to everything. This home feautures a newer roof, hardwood floors three bedrooms and 2 bathrooms.

If this home interests you please give me a call, Kim Dove your Jacksonville, FL Realtor.

 

 

Questions about buying, selling, down payment assistance or in need of credit repair? Contact me and I will be your guide.

Tips for Making an Offer on a Westside Jacksonville, FL Home- Noted Real Estate Professional Kimberly Dove Spills the Beans and Reveals the Secrets That Agents Know

Tips for Making an Offer on a Westside Jacksonville, FL Home- Noted Real Estate Professional Kimberly Dove Spills the Beans and Reveals the Secrets That Agents Know

 

When you have found your dream home in Westside Jacksonville, FL, you've just started the process.  Now, you have to convince the seller to sell to you versus everyone else who is looking.  Knowing what to ask for and how to say it is especially crucial.

 

Since an oral agreement is legal, but not enforceable in buying a home, you have to have everything in writing.  This is an essential role for a Westside Jacksonville, FL real estate agent.  Their expertise and experience will come in handy to know what to look out for. Remember that your agent is in the field everyday and knows what most sellers are thinking.

 

The FL purchase agreement will have to be written on forms recognized by the state.  Since these forms are updated on a regular basis, a Westside Jacksonville, FL real estate agent will have them at their disposal along with the knowledge on how to properly fill them out.  This is important in that a wrong entry could cost your money- or the house.

 

Your offer will contain many items such as the price, closing costs paid by either or both sides, closing date and when you will be able to take possession.  If there are any issues from an inspection, this is the time to ask for the repairs.  You will also determine how much earnest money to pay and which agency will hold it.  You will want to put a time limit on your offer and any contingencies that may be available to you, such as a due diligence period. 

 

Another part of the FL contract may include your loan information and the lender that you are using.  The seller will want to know so they can determine if you are qualified to buy.  Your personal information will not come into play- just the basics to aid in their decision.

 

If termite letters or anything else related to getting your mortgage is necessary, it will be spelled out in the contract as well.  This is because some loans have special requirements in order to close.  When properly filled out, the contract will have your best interests covered and still get you a good deal on your home.

 

To make sure your needs are protected in the real estate transaction, visit my site at www.CallKimDove.com to get free information about Westside Jacksonville, FL real estate. You can also call me directly at 904-962-8404 anytime!

Get the Best Price for the Sale of Your House in Westside Jacksonville, FL.

Don’t make the mistake of pricing your house too high or low for the market.  Learn how to set the most effective price for the quick sale of your house at the highest potential profit. 

SPECIAL REPORT:

Get the Best Price for the Sale of Your House in Westside Jacksonville, FL.

It is a big decision to make.  Now that you have made the decision to sell how do you get the most money for your home in Westside Jacksonville, FL.

First you want to find other homes on the Westside Jacksonville, FL real estate market, that are similar in age and size that have recently sold in your neighborhood.  This is called finding comparables for your home.

You want to find at least three homes in Westside Jacksonville, FL that have the same number of bedrooms and bathroom, as well as similar square footage.  The closer the properties that have recently sold are to your property the better comparison it will be for the price you can expect for your home.

It is best to find homes in Westside Jacksonville, FL that are approximately on the same sized lot and the same age as well.  To get comparables you can contact a local title company or a local real estate agent.

It is best to ask for 6-10 comparable properties from the Westside Jacksonville, FL real estate market area when asking for comparable statistics.  Most agents and title companies will be happy to fax these over for you to view.

Once you have the property addresses it is a good idea to drive by these other properties to see how they compare visually to your house.

Ask yourself the following questions and take notes on them:
Is the property in better or worse condition than mine? (does it need paint, a new roof, fencing, etc.)
Are there any noise problems by the property that would lower the value. (busy street, railroad, industrial area)
What is the immediate curb appeal? (Do you feel drawn to the house, does it have character?

Make notes on each house as it is easy to forget details when you drive by many houses in one day.  You may even want to take photos of the houses for future reference.

When you have narrowed the comparables down to the 3 or 4 houses in Westside Jacksonville, FL that closest resemble your own property, take and add up these properties sale prices.  Then add up the square footage for the properties.  

Now find the average sale price by dividing the sales price by the square footage.  You know have the average price per square foot. 

Next simply take the average price per square foot and multiply it times the square footage of your house.

This will give you a good estimate on what you can expect to set for a fair price on your house.  This process is very similar to what is done when an appraisal is done on your house. 

If you are interviewing agents, like myself Kimberly Dove to list and help sell your property, it is best to have them do a comparable analysis for you as part of the interviewing process.  It will not take them much time and they will be happy to do it for you to help win your business.

When you have a figure to go by you need to look at your needs for selling the home.  The price you want to set for your home is partially determined by your need to sell the property.

If you need to sell fast then take the figure you have come up with and lower it by 3 to 10 percent depending on how fast you need to sell.

If you are just testing the Westside Jacksonville, FL real estate market and are not in a hurry to sell your house you can ask more than the average that you came up with.

Keep in mind selling your home in Westside Jacksonville, FL is effected by simple supply and demand.  You want to receive as much for the price of your home as possible.  The buyer wants to get the lowest price they can.

You can ask real estate agents that you interview if it is a buyer or seller’s market.  If it is a buyers market it means there are more people selling houses than looking for houses.  This means it may take your house longer to sell and you may want to consider a slightly lower price for the house.

If it is a sellers market it means just the opposite.  More people are looking for houses than there are houses available.  This drives the market price in Westside Jacksonville, FL up and you may want to consider going to the high side of the figures you come up with for a fair price to sell your home.

Remember, it only takes one person that falls in love with your house to buy it, but if there are better properties on the Westside Jacksonville, FL real estate market then yours, the house will have the tendency to sit on the market longer than you may desire.

Follow this formula for setting your price for the sale of your house.  Talk to other real estate professionals and get their opinions, but remember the final decision on pricing your house is totally up to you.

There is a lot of free information available to you about buying, selling or investing in Westside Jacksonville, FL real estate. For complete information about the Westside Jacksonville, FL real estate market including current homes for sale, property values and more please visit the most complete website online dedicated to everything Westside Jacksonville, FL real estate. So please feel free to contact me with any of your mortgage questions and I will me more than glad to answer your questions. Call me on my cell at 904-962-8404 or email me at kimsellsjax@gmail.com.

Westside Jacksonville, FL Real Estate professional Kimberly Dove Discusses Ways to Finance Rehab Properties in Westside Jacksonville, FL

You need to interview multiple brokers rather than just using the first one you come across. You should approach choosing a Westside Jacksonville, FL real estate agent just like you would hiring an attorney, doctor or insurance agent. You will want to be sure to shop around the Profile.market a place where you will have access to meet your financial necessity.

It is much more difficult to get traditional financing for these properties because they are looked at a little different than a primary residence.

When looking at purchasing a fixer in Westside Jacksonville, FL it may be that traditional banks and mortgage brokers just can't help. If this is the case you may have to see what is referred to as a hard money lender.

Check with your real estate agent in the Westside Jacksonville, FL area, for people seeking hard money lenders or investment property financiers. You may find them by looking for classifieds under financing or mortgages or by asking their real estate agent.

Hard money lenders will look at the after repaired value of the property and loan out anywhere from 50-80% of the after repaired value before the property is repaired,while traditional loans will only look at the current value of the property.

You may even find that it is the bank loan officer in Profile.market that knows exactly ho to call in any investment situation.

Traditional financing is much cheaper than getting a hard money loan. Interest rates average between 12-16% with a possible 3 to 5 point deposit.

The reason people go this route is they can get money Beyond the actual purchase of the property which is generally unheard of in traditional financing. This money can then be used to make repairs to increase the value of the property.

Make sure you include them in your purchase and holding costs so that you end up with the profits you are looking for on the property after all is said and done and you simply look at the costs of hard money loans as a cost of doing business.

Receiving your initial loan in Profile.market is your toughest. Once you do it once or twice it will become much easier.

Spelling Bee here in Jacksonville, FL

There is a new Anytime Fitness here on the Westside of Jacksonville FL. It is located at 1523 Chaffee Rd. Jacksonville FL 32221.

 

I really don't know if this will be a curse or a blessing. Afterall, with this location being like 1/2 block away from my Watson Realty office what excuses can I make? I can't make any because it is just a short walk from my office.

 

Anytime Fitness has eliminated all my excuses......

 

• I don't have the time ----It is open 24 hours a day 7 days a week. This place never closes!

 

• I hate dirty gyms---- This place is more like a upscale spa! It is so beautiful and super clean!

 

• I get bored easily ----- You won't get bored here, every piece of elliptical quipment has it's own personal television. You just plug in your headset and enjoy the numerous satellite digital channels.

 

• I can't afford it ----They're prices are low besides can I afford not to?

 

 

 

 

 

 

They also offer a free fitness evaluation with a certified personal trainer. I haven't used it yet though, I am just not ready for anyone to know how much I weigh and how out of shape I am, LOL!

Glenn who is the owner is there between 10am - 7pm and is very helpful. Just today he tought me how to use a piece of equipment.

 

They also offer

• Zumba classes
• Low monthly payments
• Corporate discounts
• Access to all other Anytime Fitnesses around the country.

 

Was purchasing a new Jacksonville FL one of your Resolutions?

Was purchasing a new Jacksonville, FL home one of your resolutions? The month of January is already over. I don't know about you but  I am still writing 2010 and we are one month into the new year here in Jacksonville, FL. Enough time has even lapsed to blow some New Years Resolutions, LOL!

I am the agent to help you keep that resolution of purchasing your own home in Jacksonville FL. It is easier than you may think, many great things are working in your favor if you are wanting to purchase your first Jacksonville FL home.

Interest rates are still very low and there is a nice market of homes available. Whether you are in the market for a Jacksonville foreclosure, short sale, new construction or seller owned now is a great time to buy.

The down payment and closing cost assistance programs are still running strong. The Florida Bond program is currently at a 4.5% rate and provides up to $7,500 in downpayment and closing cost assistance. The Headstart to Homeownership program (H2H) progam is also still in full swing providing up to 14,999 in assistance for Jacksonville first time home buyers.

There is also a lender willing to lend to buyers with a minimum 500 FICO score providing they put down 10% on their Jacksonville FL home purchase.

If you are not working with a sales agent and would like more information please don't hesitate to contact me

Emilys Walk Jacksonville FL Active Listings

Emily's Walk is a established neighborhood on the Westside of Jacksonville, FL. It feautures large spacious mainly brick homes flanked by majestic oak trees.

Emily's Walk is desireable due to it's proximity to the prestigous Trinity Christian Academy and Crystal Springs elementary. It is also minutes away from I-295, Chaffee Rd and I-10.

Currently there  are only 3 active homes in Emily's Walk one of which is a short sale.

 

 

1029 East Emily's Walk           4 bedrooms 3    baths   2468 sq. ft.  $279,900   Active                               (F13702)

1076 East Emily's Walk           5 bedrooms 3.5 baths   3020 sq. ft.   $285,000   Active                              (WTSN03)

1052 East Emily's Walk           4 bedrooms 4 baths      4608 sq. ft.   $399,000   Active/Contingent         (WTSN03)

If you would like more information on any other homes in Emily's Walk or any Jacksonville,FL homes please don't hesitate to contact me if you are looking for a Realtor in the Jacksonville, FL area.

Down payment and closing cost assistance is still available to purchase homes in the Jacksonville, FL, Duval county area. I have the information that you need on all of them to purchase real estate in Jacksonville, FL.

Activity report for the Westside of Jacksonville FL

Here is your activity report for the Westside of Jacksonville FL for the December 2010. This report shows that in Jacksonville FL not only were people shopping in the stores they were also giving themselves new homes as Christmas gifts. This task was done easily with the help of the down payment assistance programs made available to many first time home buyers in the Jacksonville FL area.

Here is how it breaks down for the Westside of Jacksonville FL.............

 

For the entire Westide of Jacksonville FL there were a total of 86 homes sold for the month of December!

Of that 86.........

6 Were in the Normandy area

30 Were from the Crystal Springs area

13 Were from the Oak Hill area

7 Were from the Bent Creek/Plum Tree area

3 Were from the Panthers Creek area

4 Were from the Cecil Commerce area

23  Were from the Collins Rd / Argyle Forest Rd.

Low credit scores still qualify in Jacksonville FL

It is a beautiful day here in Jacksonville FL for all home buyers! Just because your credit score is low does not make you a bad person does it? Low credit scores also dont mean that you have bad credit. It could be that you just don't have enough of it. Well, home buyers wanting to purchase real estate in Jacksonville FL finally have a voice.

One of my major lenders just made a major announcement.  While other lenders are tightening credit restrictions, a national lender has relaxed them some. As of January 15, 2011 this lender's minimum score requirement is only 500!

Here is the outline of the new credit guidelines...........

If your credit score is between 500-579 you will need a 10 percent down payment. You may not use down payment assistance or gift funds. 
                                                     580-599 you will need a   5 percent down payment.  You may not use down payment assistance or gift funds.
                                                     600+ you may still use the Florida Bond Program, H2H program or the match program.


If you are NOT working with a real estate sales agent at this time and would like more information please don't hesitate to contact me.

Email me for more details Kimsellsjax@gmail.com.

 

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